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The need for long-term care can be brought on by illness or serious injury. In some situations, the need for assistance with daily activities often leads to long-term care need. Unfortunate for seniors, the cost of long-term care continues to climb in our country. According to some industry surveys, the average cost for a private… Read more »
You may feel as though the Medicaid program is irrelevant to you. After all, Medicaid is a government health insurance program for people with virtually no financial resources, right? Indeed, Medicaid is a need-based government health insurance program. It is jointly administered by the state government along with the federal government. Most seniors will qualify… Read more »
The people who serve our country in the United States military are true heroes. Since 911, we have been very active around the world, and thousands upon thousands of our countrymen and women have put their lives on the line to preserve our freedoms here on American soil. When people risk their lives and subject… Read more »
Many people during our current era try to do everything possible to keep themselves fit and healthy. There is a lot of information out there, and things are different than they were 30 or 40 years ago. Yes, it is great to indulge from time to time, but there is so much relevant information available… Read more »
A first party special needs trust is a type of trust that could be used by someone who is disabled. People with disabilities often rely on government benefits that are only available to people who can prove that they have financial need. One of them is Medicaid, which is a government run health insurance program…. Read more »
Before we provide an explanation of the Medicaid look-back, we should explain why Medicaid should be on your radar if you are going to qualify for Medicare coverage at the age of 65. It is true that Medicaid and Medicare are both government run health insurance programs. If you qualify for Medicare when you attain… Read more »
People with disabilities often rely on government benefit programs that are only available to people with a significant level of financial need. Medicaid provides health care insurance, and this is one of the benefits that people with special needs often rely upon. For income, many individuals with disabilities rely on Supplemental Security Income or SSI…. Read more »
Most senior citizens will require help with their day-to-day needs at some point in time. This is a fact of life that you should be well aware of when you are looking ahead toward your retirement years. Though you will qualify for Medicare coverage at the age of 65 if you worked for any length… Read more »
You may be aware of the fact that the Medicaid program is a health insurance safety net for people with very limited financial resources. The limit on countable assets is just $2000 for an individual. If you have never been financially needy, you have probably gone through life with the understanding that Medicaid will probably… Read more »
Before we address the question that serves as the title of this post, we should provide some background information about Medicaid, Supplemental Security Income, and the plight of disabled individuals. Need-Based Government Benefits Medicaid is a jointly administered state/federal government health insurance program that can potentially be available to financially needy individuals. Because it is… Read more »
