Will Assets in My Living Trust Be Counted By Medicaid?

The Medicaid program will pay for long-term care. You may hear this statement and shrug your shoulders, because you will never qualify for Medicaid, and you will qualify for Medicare by the time you require living assistance. This reaction makes sense on the surface, but when you dig into the facts, you will see a… Continue Reading

What Is Nursing Home Asset Protection?

When you hear the term “nursing home asset protection,” you may scratch your head a bit. First of all, you may assume that it is unlikely that you will ever need nursing home care. Secondly, you may be under the impression that Medicare will pay for nursing home care if you ever need it. In… Continue Reading

New Law Expands Life Settlements

Texas Governor Rick Perry signed legislation recently allowing Texans to more easily use their life insurance policies to help pay for the costs associated with long-term care. These so-called “life settlements” give people with life insurance policies the ability to sell those policies to investors at a discount. The law allows Texas residents who are… Continue Reading