Elder Law – Long Term Care Options
If you or a loved one is reaching the golden age, you are probably considering your options or their options for healthcare and general assistance as the aging process progresses. Long term care is one common option that families find helpful as their loved one ages.
While home care services for the elderly might sound daunting to explore, there is plenty of support available to help you or your loved one. If you want to know more about navigating the elderly care of Texas and long term care facilities, contact an elder law attorney in Dallas, Vermillion Law Firm LLC, to see how we can help you today.
Keep reading for more information about what long-term care is and your options.
What Is Long Term Care?
Long term care is a service that addresses the need to have someone help with addressing physical needs over a long course of time. The services that long-term care provides can include having an individual keep an eye on your health or assist you with ingesting the medication.
Long-term care help can also assist clients with basic daily living tasks such as utilizing the restroom, bathing or getting dressed for the day. Long-term care associates can also help make meals for you or deliver them to your home. They can also assist with maintaining a clean, safe house, transporting you to doctor appointments, and giving you a much needed break in the form of respite care.
Long-term care encompasses a lot of different services that address a wide range of needs. However, long-term care is not rehabilitation from disease or injury. It’s also not a form of assistance for covering utilities, rent, and other housing-related costs. If you just have regular routine visits to your physician and medical care, that also does not fall under the umbrella of long term care.
Essentially, this kind of care fills the gap between the things that an elderly individual can still do and the things for which they could use assistance.
Long Term Care Options
When you are looking into potential long-term care options for yourself or your loved one(s), you will find that there are many different choices for you to make your selection.
- At Home
- Personal Care Services
- Medical Services
- Transportation Services
- Caregiver Services
- Adult Day Care
- Assisted Living
- Nursing Home
How To Pay for Long Term Care?
While there is no specific way to pay for long-term care, the options tend to be standardized.
For most long-term care options, you can pay for the services using your savings from your retirement plan. You can also usually finance the services using long-term care insurance or Medicaid if you meet the eligibility requirements.
Medical assistance requires that your income and assets are below a certain amount. It could exclude those who have a high amount of assets or regular income.
Still, if you have no other way to pay for care and qualify for Medicaid, you would be going the route that most people using long-term care services do for payment.
If you have Medicare, you may think this may be sufficient to finance long term care. Unfortunately, you would be sorely mistaken.
Medicare does not usually cover long-term care options. It may cover some other medical costs to help offset the burden of long term care, but it won’t solve the financial problem.
Know Your Best Long Term Option with an Elder Law Attorney in Dallas
Long-term care facilities and home care services for the elderly are just a couple of the ways that those who are aging can get the support they need. When you’re looking for a Dallas elder law attorney to help you navigate long term care in Dallas, TX, we are happy to help at Vermillion Law Firm LLC.
Our attorney can advocate for your rights while in long term care. Additionally, they can help you to fight for benefits that you are entitled to have while in long-term care. They can also counsel you about what your rights are while receiving long-term care and what you should do to protect those rights.
Give us a call today to see how we can help you or your loved one transition into the long term care that is needed and deserved.