As September marks Self-Care Awareness Month, there’s no better time to talk about taking care of not just your health—but your loved ones’ ability to care for you when it matters most. At The Vermillion Law Firm, we often remind our clients that a complete estate plan isn't just about wills and wealth—it's also about protecting access to critical medical information through a HIPAA Authorization.

But what exactly is a HIPAA Authorization, and why should it be a part of your Texas estate plan? Let’s break it down.

What Is a HIPAA Authorization?

HIPAA stands for the Health Insurance Portability and Accountability Act—a federal law designed to safeguard your private health information. While it protects your privacy, it also restricts access to your medical records, even from close family members or a spouse, unless you give written permission.

A HIPAA Authorization is a legal document that allows designated individuals—like your spouse, children, or a trusted friend—to receive medical information about you. This is essential if you're ever incapacitated or in a medical crisis and can’t speak for yourself.

Why It Belongs in Your Estate Plan

An estate plan is about preparing for both death and incapacity. Including a HIPAA Authorization ensures that:

• Your medical agents can act fast. Doctors can immediately share information with those you've authorized—no red tape, no court orders.

• Health care decisions can be made confidently. Your family members won’t be left in the dark during critical moments.

• It complements other key documents like your medical power of attorney or advance directive, ensuring they function properly.

• Avoids unnecessary stress during an already emotional time, especially for family members who may be managing your care

Real Talk: Texas and HIPAA

Texas law has its own Advance Directive Act, but it still defers to HIPAA when it comes to accessing private health info. That’s why your estate planning attorney in Dallas should customize a HIPAA Authorization alongside your other documents, ensuring all your bases are covered.

At The Vermillion Law Firm, we help clients integrate HIPAA Authorizations into a larger estate strategy that also includes:

• Durable Power of Attorney

• Medical Power of Attorney

• Living Will (Advance Directive)

• Last Will and Testament or Revocable Trust

Who Should You Name in a HIPAA Authorization?

We typically recommend naming:

• Your spouse or partner

• Adult children or trusted relatives

• Your health care proxy or agent

• A backup or successor person in case your first choice is unavailable

Keep in mind, you can limit what information each person receives and under what conditions.

Don’t Wait Until It’s Too Late

Medical emergencies don’t follow a schedule. A HIPAA Authorization is a simple but powerful document that allows your loved ones to step in when you need them most—no guessing, no delays, no confusion.

Ready to Update Your Estate Plan This Fall?

As we head into September, let this be your reminder to take care of your future self. At The Vermillion Law Firm in Dallas, we create thoughtful, customized estate plans for North Texas families—because peace of mind is the greatest gift you can give your loved ones.

📅 Schedule your estate planning consultation today and be ready for whatever life brings